Financial Support FAQ

💳 What financing options are available for EndLyme clients?

At EndLyme, we offer a range of fixed-rate financing plans that help you pay for treatments, wellness support, and related health costs over time. These options are designed to be more affordable and predictable than many credit cards — with fixed monthly payments and no hidden fees.

📉 What rates and terms can I expect?

  • Rates start as low as 5.99%.
  • Financing terms can extend up to 60 months.
  • Loans are fixed-rate, which means your monthly payment stays the same over the life of the loan.
  • You can pay off your loan early with no penalties.

These terms help make healing costs easier to manage.

💰 How much funding can I receive?

With EndLyme financing, you may be eligible for up to $200,000 in funding depending on your needs, credit profile, and financial eligibility. These funds can be used for wellness, treatment costs, living expenses related to your care, and more.

📋 How do I apply?

The application is fast and simple:

  • Fill out a short online form — most people complete it in about a minute.
  • We run a soft credit check (this does not affect your credit score).
  • You’ll see tailored offers and choose the payment plan that fits your budget.
  • Once finalized, funds are usually deposited into your account within 24–72 hours.

📈 Do I need perfect credit to qualify?

No. We work with a network of lenders who consider more than just credit score — such as income, debt-to-income ratio, and other financial factors. Many people with challenged credit can still receive options.

Credit score alone is not the deciding factor in whether you qualify.

⚠️ Will applying affect my credit score?

When you complete the initial pre-approval, we use a soft credit pull — this does not impact your credit score. Only when you select an offer and move forward might a hard inquiry occur, which is standard for loan funding.

⏱ When will I receive the funds?

Once your financing is approved and completed, the funds are typically deposited directly into your account within 24–72 hours. This means you can begin using the money for your care quickly.

📍 What can I use the funds for?

You can use your approved funds to help support:

  • Medical and alternative treatments
  • Wellness services
  • Therapies or supplements
  • Living and care-related expenses

🤝 Is EndLyme responsible if I can’t make payments?

No — financing agreements are between you and the lender. EndLyme helps you access options but does not carry the responsibility for repayment or debt collection.

📞 Where can I get help if I have questions?

We’re here to support you every step of the way. If you have questions about your financing offers, the application process, or how to get started, you can contact our support team directly at EndLyme.org.

💬 Still have questions?

We want you to feel confident and informed. If you don’t see your question here, reach out any time — we’re always happy to help.